Making Dental Care More Accessible
Explore Our Tailored Payment Options
in Bunbury
Helping Bunbury Families Access Dental Care Without Financial Stress
Easy Ways to Pay for Dental Care at Eversmile Dental
HBF Preferred Provider
Bupa Preferred Provider
Medibank Preferred Provider
SuperCare
Humm
DentiCare
Country Patients Dental Subsidy Scheme
Child Dental Benefits Schedule
DVA Dental Care
Frequently Asked Questions
Can I access my superannuation to pay for dental treatment?
In some cases, you may be able to access your superannuation to pay for dental treatment in specific medical circumstances. This process is approved by the government and assessed by the Australian Taxation Office, subject to strict eligibility criteria. Here’s what you need to know:
- You can apply to access your super early through the Compassionate Release of Superannuation program. The Australian Taxation Office manages this process.
- This option is typically available for dental treatments considered essential or medically necessary, not for cosmetic or elective procedures.
- You’ll need supporting documents from your dentist to begin the application for early superannuation access. In most cases, your dentist must also provide a letter explaining why the dental treatment is medically necessary.
- Approval is not automatic. The Australian Taxation Office (ATO) assesses each application based on strict criteria and supporting evidence.
- Some patients opt to utilise independent third-party services to assist with the application process. These are not affiliated with our dental practice and may involve additional fees.
- The funds come directly out of your superannuation account once the Australian Taxation Office (ATO) approves your application. They are then paid straight to the dental provider to cover the approved treatment.
If you’re considering this option, speak with our team to understand what documents you’ll need for your application.
Do you accept private health funds?
Yes, we accept most major private health funds and offer HICAPS for convenient on-the-spot claiming after your appointment. This allows you to claim your benefit immediately and only pay the remaining gap fee. Our front desk team is here to assist you in processing your card quickly and efficiently. If you’re unsure about your fund, we’re happy to check it for you.
We recommend bringing your private health fund card to every appointment for smoother claiming. Each health fund covers treatments differently, depending on your policy. While we can’t confirm the exact benefits, we’ll guide you through what to expect. For specific details, please contact your health fund provider directly.
Is Eversmile Dental a preferred provider for health funds?
Our clinic offers tailored care for patients using private health funds, with preferred provider arrangements to help reduce out-of-pocket costs.
- HBF Member Plus:
We proudly participate in the HBF Member Plus network, offering agreed fees for eligible HBF members. Eligible patients can access lower gap payments on general dental treatments at our dental clinic. - BUPA Members First:
Our team is part of the BUPA Members First network. This allows eligible members to receive dental services at pre-agreed rates, potentially lowering out-of-pocket expenses for routine dental treatments. - Medibank Members’ Choice:
We’re also a preferred provider with Medibank Members’ Choice, offering set fees for eligible dental treatments. This helps reduce out-of-pocket costs for many patients who hold appropriate Medibank cover.
Our team supports patients in Bunbury, Eaton, Australind, and Dalyellup by offering access to preferred provider arrangements. These partnerships offer cost advantages, enabling more affordable access to routine dental care for both individuals and families in our local community.
Can I claim on the spot with my private health fund?
Yes, you can claim on the spot if your private health fund supports HICAPS. We have HICAPS terminals at our dental clinic. After your appointment, simply swipe your health fund card to process the claim instantly. You’ll only need to pay the remaining gap on the day.
On-the-spot claims help save time and reduce out-of-pocket costs for patients. Most major Australian health funds are compatible with HICAPS systems. If you’re unsure about your fund, our team can check it for you. We’re happy to help make payments easier during your visit.
What dental services are covered under the Child Dental Benefits Schedule (CDBS)?
The Child Dental Benefits Schedule (CDBS) gives eligible children access to a range of basic dental services. It helps families manage essential oral care by reducing out-of-pocket costs for routine dental treatments. Below is a clear breakdown of what the CDBS typically includes:
- Checkups and Examinations:
Eligible children can receive routine dental checkups, which include an examination of teeth, gums, and surrounding oral tissues. These checkups help monitor oral health and allow early detection of potential dental concerns before they become more serious. - X-rays:
Diagnostic imaging, such as X-rays, may be covered when it’s clinically necessary to support a diagnosis. These images help identify concerns that are not visible during a visual examination. - Cleaning (Scale and Polish):
Basic professional cleaning is covered under CDBS. This includes scaling to remove plaque and tartar as part of preventive dental care. - Fissure Sealants and Fluoride Treatments:
Fluoride application and fissure sealants help reduce the risk of tooth decay in children. These treatments protect teeth, especially molars, effectively. - Fillings:
If a child has a cavity, CDBS may cover the cost of a dental filling. This helps restore the tooth and prevent the decay from spreading, causing more problems. - Tooth Extractions:
Simple extractions may be covered if a tooth is too damaged or decayed to be restored. - Root Canal Treatment:
Root canal treatments may be covered when a dentist finds them clinically necessary. This can help preserve decayed or damaged teeth, preventing the need for extraction.
The CDBS covers a range of essential dental services for children 0-17 years old but does not include orthodontic or cosmetic procedures. It also excludes treatments performed in a hospital setting, as these fall outside the scope of the CDBS program. Speak directly with your dental provider to find out which services your child can access under the CDBS. They can check eligibility and explain how to use the available benefits for your child’s dental care.
Do you bulk bill eligible patients under CDBS?
Yes, we bulk bill eligible children under the Child Dental Benefits Schedule (CDBS) for approved dental services. This means eligible families won’t need to pay out-of-pocket costs for covered treatments. The CDBS provides up to $1,132 over a two-year period for basic dental care. Our team will check your child’s eligibility before starting any treatment.
We understand the importance of accessible care for local families in Bunbury and its surrounding suburbs. That’s why we make the claiming process straightforward and stress-free for parents. Just bring your Medicare card, and we’ll handle the rest during your visit. If you have any questions, our front desk team is always ready to assist you.
Can veterans use their DVA card for dental treatment at your clinic?
Yes, veterans with a valid Department of Veterans Affairs (DVA) card can access dental care at our clinic in Bunbury. Here’s what you need to know:
- We Welcome DVA Gold Card Holders:
Veterans with a DVA Gold Card can access a range of dental services at no cost. The treatment must be clinically necessary and listed under the DVA dental schedule. - White Card Holders May Also Qualify:
If you hold a DVA White Card, you might qualify for dental treatment related to your accepted service condition. We can verify your eligibility and explain the services that may be available under your DVA entitlements. Our team can help clarify your eligibility before your appointment. - We Handle the Paperwork for You:
Our team works closely with the Department of Veterans Affairs to support eligible patients with their dental care needs. We can lodge claims on your behalf, saving you the hassle of handling additional paperwork. - Just Bring Your Card Along:
When you book or arrive for your visit, simply bring your valid DVA card with you. We’ll check the details and let you know what’s included. - We’re Proud to Care for Local Veterans:
We’ve supported many veterans from Bunbury, Dalyellup, Eaton, and Australind with their dental care needs. Our team takes pride in offering professional treatment to those who have served in the defence force.
If you have questions about your eligibility or the services we offer, please don’t hesitate to contact our team. We’re happy to discuss how we provide DVA cardholders with their dental care.
What is CPDSS, and how does it help with dental costs?
The Country Patient Dental Subsidy Scheme (CPDSS) supports eligible rural patients in accessing treatment from private dental clinics. It provides funding to reduce out-of-pocket costs for those referred by Country Health Service dental clinics. Patients receive a subsidy voucher, which they can use with participating private dental providers. This helps make essential dental care more accessible for patients in Bunbury.
CPDSS benefits people in areas such as Bunbury, Dalyellup, Eaton, and Australind who face delays in accessing public dental treatment. By using the voucher, patients can access care sooner through approved private dental clinics. It allows eligible individuals to get essential dental treatment without full upfront payment. This payment option improves access to timely care while easing financial strain for rural communities.
